Shore Up

This is a good example of innovative thinking in the age of resiliency planning - Shore Up from Connecticut.  From the website:

Shore Up CT is a state of Connecticut funded low-interest loan program which provides financing for property owners in coastal municipalities located in Flood Zones VE or AE to finance or refinance property elevations. Additional retrofitting for flood protection and wind proofing activities can also be financed.

Loan Terms:

• 2.75 % fixed interest rate (2.894% APR*)
• 1% origination fee
• Borrow $10,000 to $300,000 with 15 year term
• No monthly principal or interest payments for the first 12 months
• Borrower must maintain property, hazard, and flood insurance for the life of the loan